Housing Market COLLAPSE Imminent

● Hyundai’s Disappointing Call, Precarious Economy

Global Economic Outlook: U.S. Tariff War and Strategic Response, Investment Contraction, and Government-Business Negotiation Preparation

1. Changes in U.S. Tariff Policy and Global Investment Trends

The U.S. Trump administration is shaking the world trade order by using tariffs as a tool.
As seen in the case of the Chairman of Hyundai Motor Group and Kia Motors attending a White House briefing, it is believed that companies should participate in the government’s foreign strategy.
Various investment announcements are being made simultaneously in many countries, such as TSMC’s investment announcement of 145 trillion won and the setting of high tariff rates in Japan and Taiwan.
These movements are due to the U.S.’s trade pressure and changes in economic policy, and it is judged that they are likely to be used as diplomatic negotiation cards with major powers.

2. Industry-Specific Case Analysis and Securing Corporate Competitiveness

Major companies such as Hyundai Motor, TSMC, and SoftBank have announced their respective investment plans.
It is emphasized that companies should strengthen the competitiveness of leading industries and sit at the negotiating table with the government to respond to U.S. demands.
The fact that companies are conducting lobbying activities and networking in advance shows that cooperation between the government and the private sector is more important than ever.

3. Concerns about Tariff Effects and Job, Investment Contraction

Currently, tariffs have not been fully imposed, and only stock price fluctuations due to fear are occurring.
What is actually seen on the ground is that companies are postponing investments and production, and strategic retention phenomena are occurring due to uncertainty.
Tariffs are not simply for securing tax revenue, but are a means of inducing policy changes and job creation that the U.S. wants.
Therefore, it is analyzed that a method of applying universal tariffs to all countries first and then granting exceptions in the negotiation process should be considered first.

4. Government-Business Negotiation Preparation and Response Strategy

After the tariff announcement, the Ministry of Economy and Finance, the Ministry of Trade, Industry and Energy, and large companies in Korea have formed a TF team to find ways to respond to U.S. demands.
Government officials such as Acting Prime Minister Han Deok-soo mentioned the preparation of related support measures and emphasized the importance of rapid talks and negotiations.
As Deputy Prime Minister Choi Sang-mok said, the tariff rate should not be simply judged as 0.7%, and other non-tariff barriers and subsidies such as electricity rates should also be considered.
As such, the U.S. tariff policy has implications beyond simple numbers, and the government and companies must prepare response strategies more quickly and thoroughly.

5. Conclusion and Future Outlook

The tariff policy announced so far is only the prelude to a major historical event in the future.
Since it is likely to have negative effects such as investment contraction and production disruption, rapid negotiations are essential.
Not only Korea but also the entire world is reacting sensitively to changes in U.S. tariff policy, and it is urgent to prepare response strategies related to this.
In the end, it is necessary for the government and private companies to establish a close cooperation system to minimize future uncertainties.

< Summary >
According to the global economic outlook, trade pressure and investment announcements due to changes in the tariff policy of the U.S. Trump administration are shaking the world.
As seen in the cases of Hyundai Motor, TSMC, and SoftBank, companies are required to cooperate with the government to prepare active response strategies.
Attention should be paid to the fact that the U.S. is using tariffs as a card to induce job creation and economic strategy changes, rather than the imposition of tariffs itself.
Companies are experiencing investment contraction and production retention, and the government must respond with rapid negotiations and the preparation of support measures.
Key SEO Keywords: Global Economy, Economic Outlook, Tariff, Investment, Trade.

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*YouTube Source: [와이스트릿 – 지식과 자산의 복리효과]

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● Housing Market Meltdown

World Economic Outlook: Structural Changes in Real Estate Crisis with Base Interest Rate Falling to 2% and Loan Regulations

1. Decline in Base Interest Rate and Changes in the Loan Market

Conditions for borrowing money have changed from the past.
Although the base interest rate has fallen to 2%, it is no longer possible to buy a house freely with loans as before.
The era of receiving a loan of 600 million on a 1 billion apartment due to the DSR system and income standards has passed.
It is noticeable that simply because interest rates are lowered, it does not necessarily mean that you can participate in the real estate market by using a lot of loans.
These changes are intertwined with global economy, real estate, loans, interest rates, and economic keywords.

2. Policy Loans and Financial Sector Burden

The government announced that it would release 50 trillion won in policy loans, but some of the funds must be borne by the banks.
If banks continue to provide loans in a situation where they have to invest more money than the government’s funds, losses may occur.
As loan conditions have become stricter, the amount of money that can be borrowed has decreased, and from the bank’s perspective, it is shifting to a structure closer to loss than profit.
As a result, the loan supply is not activated as expected, which can negatively affect the soundness of the financial sector.

3. Imbalance in the Real Estate Market and Unsold Crisis

In the past, loans were easily approved just by signing a pre-sale contract, but now it is difficult to raise funds for moving in.
Although the market price has risen much higher than the pre-sale price and the collateral loan capacity is large, the actual loan limit is reduced due to income conditions.
Many unsold houses are appearing, and even if the government offers to purchase or expand guarantees, it is difficult to resolve the situation.
This increases the burden on consumers, and the pressure to adjust real estate prices is also working at the same time.

4. Construction Company and PF Loan Crisis

Construction companies have been carrying heavy debt in their business, but are now under liquidity pressure due to poor sales and delayed loan recovery.
Deficiencies related to PF (Project Financing) loans lead to debt, and the possibility of restructuring and court receivership of construction companies is also being raised.
In fact, some construction companies are already experiencing a bankruptcy crisis, which poses a risk of leading to expanded losses for financial institutions.

5. Economic Recession and Future Outlook

Not only the government and the financial sector, but also real estate investors should be cautious about short-term recovery expectations.
The economic growth rate outlook is being lowered, and macroeconomic uncertainties such as exchange rate instability and inflation are increasing.
In reality, domestic demand stagnation, consumption contraction, and debt increase are occurring simultaneously, and the possibility of an overall economic crisis is becoming a reality.
All of these problems are directly related to global economy, economy, interest rates, real estate, and loan-related keywords.

Summary

Despite the decline in the base interest rate, loan capacity is reduced due to loan regulations such as DSR.
The government’s expansion of policy loans increases the burden on banks, which intensifies the risk of the financial sector.
The real estate market is experiencing difficulties due to the unsold crisis and the gap between pre-sale prices and market prices.
Construction companies’ PF and debt problems negatively affect the overall financial system.
Concerns about economic recession are growing due to the overall decline in economic growth rate and exchange rate instability.

*YouTube Source: [머니인사이드]

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