URGENT TSMC AI Packaging Revolution Investment Now

● AI Packaging: Game Changer

Latest TSMC SoIC Technology Poised to Reshape Semiconductor Packaging Landscape

Emergence of SoIC’s Novel Packaging Technology

TSMC’s announced SoIC is the highest-end packaging product surpassing existing CoWoS.
This technology utilizes an entire 300mm wafer to fabricate chips.
It solves the issue of remaining rice paper by using an entire wafer instead of a single chip.
This dramatically accelerates chip-to-chip communication speed and reduces heat and latency issues.

Paradigm Shift in Packaging Technology

The traditional method involves cutting wafers into multiple pieces and attaching each chip to a substrate.
SoIC directly connects chips using RDL (Redistribution Layer) without a substrate.
This approach is similar to Integrated Fan-Out and aims for a 40x improvement in AI performance compared to existing CoWoS.
Because an entire wafer is used as one chip, there is a risk that a defect in one chip can affect the entire wafer.

Future and Roadmap of AI Semiconductor Packaging

TSMC refers to processors not as simple GPUs but as SOCs, or Systems on Chip.
This could signal that tech giants are targeting custom-designed chips like Apple’s A6.
The SoIC roadmap targets 2027 and is expected to play a significant role in future AI and semiconductor packaging technology innovation.
This process is expected to change the existing CoWoS market and the supply chain for related components such as glass substrates.

Investment Perspective and Key Points to Watch for Related Equipment and Material Companies

If SoIC is successful in the market, demand for packaging-related technologies such as Integrated Fan-Out is expected to surge.
Companies that produce photoresist, flux, and metal wiring layer materials, as well as those with large-area bonding technology, are likely to benefit.
Accordingly, investor interest in related equipment and material companies is expected to increase, focusing on keywords such as AI, semiconductor, packaging, CoWoS, and TSMC.
However, the SoIC production process has the risk that the entire wafer can be discarded with just one defective sample, and the existing CoWoS products will continue to be operated.

Detailed Technology Roadmap and Market Outlook

Even with the new introduction of SoIC technology, TSMC plans to maintain its existing CoWoS lineup.
In other words, SoIC is a technology that pioneers its own area in the premium high-end market and is expected to be a key axis of the AI semiconductor revolution.
This technology, which integrates processors, HBM memory, and silicon photonics on one board, is premium in price (estimated at billions of won per board).
This is a situation where risks and investment opportunities coexist depending on technological changes.

TSMC’s announced SoIC is a high-end semiconductor packaging new technology that surpasses existing CoWoS technology.
By using an entire wafer as a chip, it minimizes speed, heat, and latency issues and has the potential to improve AI performance by 40 times.
It adopts a concept similar to Integrated Fan-Out, using RDL without existing substrates.
The roadmap targets 2027, and related equipment and material companies and investment target companies are expected to attract attention accordingly.
Investment opportunities are expected to continue to attract attention due to AI, semiconductor, packaging, CoWoS, and TSMC-related issues.

*YouTube Source: [이효석아카데미]

– [월간아신 4월] AI 패키징 신기술 등장, 진짜 게임이 바뀔 수 있다 [2부]

● Housing-Divide Deepens, Population-Income Key

Recent Real Estate Polarization and Jeonse Market Outlook Analysis – Insights from a Global Economic Outlook Expert

1. Overall Market Trends and Key Variables

Polarization is prominent across the overall economy.
Both Jeonse and sales markets are significantly affected by fundamental factors such as population, income, and supply.
Seoul and the metropolitan area show stronger price increases than other regions due to population concentration, relative income increase, and supply shortages.
In particular, Gangnam, Yongsan, and Seongsu-dong play a crucial role in price formation due to their unique regional characteristics and scarcity value.

2. Detailed Analysis of Polarization by Region & Location

· Metropolitan vs. Non-Metropolitan Areas:
  – Despite the population decline, Seoul’s floating population is increasing.
  – Income levels in the Gangnam central area are twice the average income.
  – The phenomenon of demand concentrating due to supply shortages continues.

· Old Apartments vs. New/Reconstructed Buildings:
– There is a difference in price and market expectations between old apartments and new/reconstructed housing.
– Community facilities (golf, swimming pool, etc.) have a significant impact on prices, acting as relative scarcity and usefulness.

· Homeowners vs. Non-Homeowners:
– In addition to regional polarization, differentiation based on asset ownership is deepening.
– The need to prepare for homeownership and prevent risks such as Jeonse fraud is necessary.

3. Operating Principles and Outlook of the Jeonse Market

The Jeonse market operates according to the principles of simple supply and demand.
Currently, a shortage of Jeonse supply (e.g., a decrease in move-in volume within the contract period) is acting as a price increase factor.
Jeonse prices are determined by changes in transaction volume, and indicators such as changes in move-in volume and officially assessed land prices are important leading variables.
The prediction model judges that Jeonse prices will not fall in the short term and are likely to rise until 2027.
Along with this, the need for measures to prevent Jeonse fraud is emphasized, and active response strategies through checklists and real estate agent education are required.

4. Jeonse Fraud Prevention and Response Strategies

Summary of Jeonse Fraud Risk Factors:
· Abnormal transactions such as monthly rent/multi-family villas.
· Accuracy issues with the housing designation on the building register.
· Risks of trust registration and joint collateral provisional registration.

Prevention and Response Strategies:
· Thoroughly verify documents such as the building register and real estate register before signing the contract.
· Proceed with transactions in cooperation with experts such as real estate agents and appraisers.
· Actively utilize the 'Safe Jeonse App' and checklists provided by the government and real estate agent associations.
· Strategically utilize the Jeonse system for homeownership and consider gradually transitioning to Jeonse after an initial period of monthly rent living.

5. Homeownership and Investment Strategy Suggestions

A long-term perspective on homeownership in Seoul and the metropolitan area is necessary.
· Select appropriate areas through analysis of regional characteristics and population, income, and supply variables.
· Build an asset portfolio through various methods such as new sales and subscriptions, and Jeonse loan.
· Explore the possibility of increasing assets through residential ladder strategies such as converting from monthly rent to Jeonse or reconstruction.
· Emphasize the holding strategy considering the potential for value appreciation of housing in the Seoul area over the next 10 to 20 years.

The polarization phenomenon that has recently appeared in the overall economy is a complex combination of factors such as population concentration, improved income levels, and supply shortages, and is particularly evident in Seoul and the metropolitan area.
Price increases are prominent in regions with high scarcity, especially Gangnam and Yongsan, and this affects both the Jeonse and sales markets.
The Jeonse market moves with simple supply and demand, and prices are likely to rise until 2027 due to decreased move-in volume and increased transaction volume.
In addition, to prevent Jeonse fraud, it is important to verify documents such as the building register and real estate register and collaborate with experts, and it is essential to use the Safe Jeonse App provided by the government.
Homeownership and investment strategies can contribute to long-term asset growth by strategically identifying regional characteristics and using various methods such as sales, Jeonse, and reconstruction.

Keywords: Global Economic Outlook, Real Estate, Polarization, Jeonse, Homeownership

*YouTube Source: [경제 읽어주는 남자(김광석TV)]

– 지역·입지별 집값 격차가 생기는 이유. 인구·소득·수급 지표를 보면 해답이 나온다 | 경읽남과 토론합시다 | 고종완 원장 3편

● Surviving the Downturn- Investment Secrets Revealed

A Practical Retirement Strategy Designed with a Three-ETF Combination Triangle Portfolio

1. Retirement Fund Planning and Estimation of Required Funds

It is believed that about 60% of your pre-retirement salary should be secured for living expenses upon retirement.
Calculating the amount tailored to your personal lifestyle is key, rather than relying on average data.
Consider a monthly spending pattern of 5 million won based on a salary after working for a large corporation.
Retirement funds are determined by your standard of living, not simply a fixed amount.

2. The Importance of Investment Seed Money and Time Horizon

A stable retirement strategy is based on an initial seed money of 300 million won and a 10-year investment period.
Even with a small seed, assets grow due to the power of compounding if invested early.
For example, investing 50,000 won regularly can increase to 700-800 million won in the long term.
Those early in their careers benefit from securing a consistent investment period, even with small amounts.
If starting investment in their 40s or 50s, an aggressive strategy to increase seed money is necessary.

3. ETF Portfolio Composition Strategy

First, investing in SPLG, which tracks the U.S. S&P 500 index, is fundamental.
U.S. Treasury bonds support stock price increases by providing unlimited liquidity under the dollar reserve currency system.
Secondly, invest in QQQM, which tracks the Nasdaq index, centered on technology stocks.
Nasdaq is likely to continue its upward trend due to the recent revival of AI and technology trends.
Thirdly, include a dividend ETF, SCHD, from a defensive perspective to diversify risk.
Adjust the investment ratio per stock according to the seed money in units of 100 million won.
For small investments, focus on SPLG and QQQM, and consider including SCHD if the seed money is sufficient.

4. Investment Methods Utilizing Pension Savings and Tax Credits

Investing in U.S. index ETFs through pension savings accounts and IRP accounts offers the benefit of a 13% tax credit along with the power of compounding.
Considering both the investment return and tax credit, it is more attractive than direct investment in the U.S.
For those early in their careers or needing significant living expenses, a strategy of securing stability by investing only 30% of total assets in pensions is recommended.

5. Investment Routine and How to Utilize Leverage in a Bear Market

Check the news and the previous day’s U.S. stock market trends every morning.
Track the flow of personal assets using iPad Excel formats or Numbers programs.
In a bear market, utilize leveraged ETFs (e.g., SSO, etc.) to increase the quantity compared to the same funds,
thereby lowering the average purchase price and maximizing recovery opportunities.
Also, implement a strategy to reduce the tax burden by offsetting gains and losses on profitable and losing stocks.

< Summary >

Retirement funds should be prepared based on 60% of your pre-retirement salary, requiring a minimum seed money of 300 million won and a 10-year investment period.
Diversify risk with a triangle portfolio combining S&P 500 and Nasdaq ETFs (SPLG, QQQM) and a defensive dividend ETF (SCHD).
Increase investment returns by receiving a 13% tax credit when utilizing pension savings and IRP.
Checking stock market trends daily and using leveraged ETFs to lower the purchase price in bear markets is crucial.
Investment is not about short-term profits but about consistent practice for long-term survival and freedom.

*YouTube Source: [머니인사이드]

– “이렇게만 하세요” 하락장에서도 살아남는 투자 비법 공개 (포메뽀꼬 작가 2부)

● Israel-Turkey Conflict, Mideast Eruption

Global Economic Outlook: Erdogan’s Remarks, Middle East Situation, and Opportunities for Korean Industries

President Erdogan’s Provocative Remarks and Strategy to Strengthen Legitimacy

President Erdogan has recently provoked with remarks such as, “Now Damascus, tomorrow Jerusalem.”
These remarks are interpreted as a strategy to reveal his legitimacy and maintain the presidency, both inside and outside Turkey.
These remarks could significantly impact not only domestic politics but also the Middle East situation, thus affecting the global economy as a whole.

Escalating Tensions Between Israel and the Middle East

Israel is upset by Erdogan’s aggressive remarks.
This situation could trigger conflicts between major powers in the region, and the instability in the Middle East will affect economic and trade relations.
The international community is concerned that if this state of tension persists, it could lead to increased uncertainty and negatively impact related markets.

Middle East Consumer Trends: Spicy Food Craze and Popularity of Korean Products

There is a growing preference for spicy food in the Middle East.
For example, in Kuwait, Korean ‘Buldak Ramen’ is so popular that it is sold out.
Meanwhile, in some Middle Eastern countries, including Iran, there is high demand for all Korean products such as home appliances, shoes, and plants.
This is thanks to Korea’s excellent technology and brand awareness, which are important keywords in global economics and market analysis.

Global Economic Trends and Opportunities in the Middle East Market

Erdogan’s provocative remarks and the Middle East situation cause political tension, but at the same time, they provide new export opportunities for Korean companies.
In economic forecasts related to international issues, if tensions between Turkey and Israel continue, the changing consumption trends in the Middle East market and the growth potential of related industries will be noted.
It is necessary to strategically approach with SEO keywords such as economic outlook, international issues, global economy, Middle East situation, and market analysis.
These changes are why companies should focus on risk management and opening up new markets.

President Erdogan’s provocative remarks are the background for strengthening legitimacy in Turkey and escalating tensions in the Middle East.
This risks deepening conflicts with neighboring countries such as Israel, but at the same time, the high demand for Korean products in the Middle East is highlighted.
The spicy food craze and the increasing demand for products based on Korean technology are important points in global economics and market analysis.

*YouTube Source: [달란트투자]

– 이스라엘과 튀르키예가 죽어라 싸우는 이유, 곧 중동이 발칵 뒤집힌다｜성일광 교수 3부