Digital Dollar, AI Unleashed – Global Economic Tsunami

● US Stablecoin Bill Passes – Dollar’s Digital Era, Global Economic Upheaval.

U.S. Stablecoin Bill Passes Senate, a Monumental Change Set to Reshape the Global Economic Landscape!

1. Bill Passage and Initial Market Reactions

The Genius Act, which incorporates stablecoins into the institutional financial system, has passed the U.S. Senate.This bill passed with bipartisan agreement and an overwhelming majority of votes, making its final implementation almost certain.Stablecoins, which have so far remained outside the institutional framework, are expected to be recognized as official means of payment.Following this news, traditional payment system companies like Visa and Mastercard experienced stock price declines, while stablecoin companies such as Circle and Coinbase saw their stock prices surge.This marks the prelude to a new wave to be created by economic outlook, the global economic landscape, dollar hegemony, digital currencies, and stablecoins.

2. The Evolution of Digital Payments and Stablecoins

The traditional cash and card-centric payment system is undergoing fundamental changes, pushed by the convenience of digitalization.Stablecoins are pegged 1:1 to the U.S. dollar, enabling fast transfers anytime, anywhere with just an internet connection, while providing stability.Digital payment methods like Naver Pay, Coupang Money, and Starbucks points, which we use daily, are already laying the groundwork for digital payment.However, these payment methods suffer from limited universality across services, highlighting the need for a common means of payment.In this context, the emergence of dollar-based stablecoins ensures the same 1-dollar value everywhere in the world, maximizing the convenience of payments and remittances.

3. Stablecoin Reserves and Trust Issues

The core of stablecoins is that the issuer holds assets equivalent to 1 dollar per coin as reserves.Tether (USDT) has faced distrust in the past due to controversies over insufficient reserves and fines from regulatory bodies.In contrast, Circle’s USDC comprises all its reserve assets in highly liquid forms such as deposits and short-term U.S. Treasury bills, which can be converted to cash within 91 days, undergoing monthly external verification and annual audits by a major accounting firm.This transparency and stability are precisely why stablecoins are trusted and rapidly spreading in the market.

4. Regulatory Frameworks and the Future of New Technology Adoption

The Genius Act regulates stablecoin issuers to hold reserves in cash or short-term U.S. Treasury bills, manage them separately from operating funds, and mandate independent accounting verification.This process will be a significant turning point, transitioning stablecoins from informal finance to mainstream payment instruments.As digital payment systems spread not only in the U.S. but also in global financial markets, companies are expected to accelerate the establishment of payment systems utilizing stablecoins.Financial institutions like JPMorgan have already launched their own stablecoin (JPM Coin), expanding their influence in global financial transactions and payment infrastructure,which will reduce cost burdens such as traditional credit card fees and provide users with direct and transparent transaction value.

5. The Future of the Global Economy and Dollar Hegemony

The proliferation of stablecoins transcends mere technological innovation, impacting the global economic structure and dollar hegemony.The U.S. is actively utilizing stablecoins to maintain the dollar’s value in the digital age, aiming for an increase in demand for U.S. Treasury bonds by mandating that reserves be held in them.If stablecoins become established as a global payment method, people’s economic perception itself may shift to a dollar-centric view, potentially reducing the role of local currencies.These changes, intertwined with key SEO keywords such as economic outlook, global economy, digital currency, stablecoin, and dollar hegemony, will profoundly influence the future financial ecosystem.Particularly, as the interests of governments, financial institutions, and large corporations become intricately intertwined, how national regulations and global frameworks will be coordinated will emerge as a critical issue in the future.

< Summary >With the overwhelming passage of the bill in the U.S. Senate to incorporate stablecoins into the mainstream payment system, revolutionary changes are anticipated in digital payment systems and the global economic structure.As the existing cash and credit card-based payment systems are replaced by stablecoins, the advantages of payment speed and cost reduction are highlighted.Through transparent and stable examples like USDC, stablecoin reliability issues are being addressed.Furthermore, strengthened institutional regulations and the movement of financial institutions issuing their own stablecoins reflect the U.S.’s efforts to maintain dollar hegemony,suggesting the possibility that global payment systems and currency perceptions will shift to a dollar-centric view.All these changes can be analyzed in depth through key keywords such as economic outlook, global economy, digital currency, stablecoin, and dollar hegemony.

[Related Articles…]

*Source: 머니바게트

미국 스테이블코인 법안 상원 통과, 시장의 판 ‘이렇게’ 뒤집힙니다 (머니바게트)

● AI vs. Human Intelligence – Economic Tsunami Unleashed

AI vs. Human Thought: How Large Language Models Work and Economic Outlook

Initial Development Phase – Comparing AI and Human Thought

Even before the advent of large language models (LLMs), artificial intelligence technology had been steadily advancing.Early AI systems were limited to simple rule-based processing, but efforts were made to imitate complex human brain-like thinking.This included research on how AI’s learning, reasoning, and memory systems differ from human neural networks.During this process, technological innovation considering economic prospects also played a significant role.As the global economy increasingly digitalizes, advanced AI models like LLMs are foreshadowing rapid changes across the economy.

Modern Technology Trends – Actual Operating Principles of Large Language Models

Current large language models possess the ability to learn and improve autonomously, going beyond merely imitating human thought processes.These models analyze patterns based on vast amounts of data, performing learning and inference through this process.However, unlike humans, LLMs generate responses based on statistical probabilities without emotions or intuition.In terms of economic outlook, such technology acts as a factor that enhances global competitiveness through efficient data processing and rapid decision-making.Notably, keywords such as AI Model, large language model, and artificial intelligence are establishing themselves as core elements driving current technological trends and overall economic innovation.

Future Outlook – The Interaction Between AI Innovation and the Economy

In the future, the interaction between artificial intelligence and human thought is expected to become even more complex.As LLMs advance, the differences between them and human creative thinking and emotional judgment may become more pronounced.From an economic outlook perspective, AI technology will restructure existing industrial frameworks and create new markets.The global economy will benefit from AI technological innovation, while simultaneously, humans will remain central in fields requiring unique human creativity and judgment.Furthermore, analyses connecting technological innovation and economic outlook will be utilized as important references for future economic policy and industrial strategy formulation.

This article organizes the emergence and development process of large language models, their differences from human thought processes, and their impact on the global economy and economic outlook in chronological order.It systematically explains how AI and human thought are distinguished at each stage, from the early AI development phase to modern technological trends and future outlook, and what impact they will have on the overall economy.This article aimed to convey up-to-date information by naturally incorporating key SEO keywords such as AI Model, large language model, artificial intelligence, global economy, and technological innovation.

*YouTube Source: [ IBM Technology ]

– AI vs Human Thinking: How Large Language Models Really Work