AI Payment War- Cloud Pain- Superbubble Crash Looms

● AI Payment War- Cards, Fintech, Stablecoins Erupt

AI Shopping and Payment: The Other Side of the Card Company and FinTech War, and the Future of Stablecoins

1. The Advent of the 2026 AI Shopping Payment System

AI agents handle shopping and payments, but the underlying process is far from simple.
In the global economic market, AI agents like ChatGPT, Perplexity, and Gemini attempt to process user shopping requests instantly, but payment authorization and settlement require complex procedures.
In this process, various financial technology keywords such as AI payment, fintech, card networks, and stablecoins play a crucial role.
Several recently announced solutions are attempting innovative approaches to enable AI to use existing human-based payment systems.

2. Card Networks’ Response: Visa and Mastercard Strategies

Visa and Mastercard provide a secure and rapid payment infrastructure based on the traditional four-party model.
They are enhancing security for AI agent payments using a tokenization method, similar to the process for existing card users.
When an AI payment is made, a network token is issued instead of the user’s actual card information, and this token authenticates the user’s identity during the authorization stage.
This process reflects the latest global economic trends, including fintech and stablecoins, and drives the standardization of AI payment systems.

3. Fintech’s Re-emergence: PayPal and Stripe’s AI Payment Services

PayPal has introduced MCP servers and agent toolkits to build an AI payment ecosystem, enabling AI agents to use payment functionalities easily and quickly.
Stripe has already announced toolkits for AI agents and one-time virtual credit card number generation features since 2024, maximizing user convenience and payment efficiency.
These fintech companies employ a different approach from card networks, automating AI payments, invoicing, and refund processing through APIs and SDKs.
In the global economic competitive landscape, their strategies act as crucial variables that could change the dynamics of the AI payment, fintech, and stablecoin markets.

4. Stablecoins: The Future of Payment Revolution

Stablecoins, pegged 1:1 to the US dollar, have no price volatility, serving as stable digital cash in AI payments.
This technology, based on blockchain networks, enables fast and low-cost payment processing anywhere in the world.
PayPal and Stripe have already adopted stablecoins as a payment method, complementing existing card payment systems and gaining a competitive edge.
Stablecoins are now establishing themselves as a new financial infrastructure in the global economy and emerging as a vital pillar of the AI payment ecosystem.

5. Future Outlook and Strategic Challenges: The War for AI Payment Agent Standardization

Even when an AI agent presses the payment button, complex authorization, settlement, and security verification procedures are required behind the scenes.
This can lead to issues regarding identity and liability in the event of payment errors or disputes, making the establishment of legal and technical standards urgent.
Card networks, fintech companies, and stablecoin-based services are all competing to preempt the standardization of AI payments, leveraging their unique advantages and differentiators.
The global economic market is expected to be reshaped depending on who establishes the standard for the AI payment ecosystem first.
Key keywords such as AI payment, fintech, card networks, and stablecoins will play significant roles in this competition.

As AI agents enter the payment process amidst changes in the global economic market, challenges remain due to the limitations of existing card payment infrastructure, security, and liability issues.
Visa and Mastercard offer stability through token-based authentication and the four-party model, while PayPal and Stripe are building an AI payment ecosystem with APIs and toolkits.
Furthermore, stablecoins are emerging as an innovative alternative for AI payments, functioning as digital currency with low volatility, and a fierce competition is underway to establish new global economic standards.

*Source: [ 티타임즈TV ]

– The Battle Between Card Companies and Fintech Behind AI Shopping

● Robot Wars Ignite, Atlas AI Brains, Superhuman Balance, Techman’s Industrial Leap.

*Source: [ AI Revolution ]

– Boston Dynamics ATLAS Just Got a Huge Brain Upgrade + Unitree’s New Flagship Robot

● Public Cloud Pain, High Costs, Poor DR – SCP Slashes Bills, Boosts Resilience

[Webinar] From Public to SCP: Analyzing a Successful Cloud Migration Case

1. The Rapidly Changing Cloud Environment and Limitations of Existing Public Clouds

The main issues companies face amidst global economic forecasts are cost efficiency, inadequate disaster recovery (DR) systems, and limitations in technical support. With rising exchange rates and increased budget pressure when using foreign public clouds, a simple re-host strategy has made it difficult to meet diverse customer demands. In particular, there have been many cases where core goals like an RTO of 6 hours and an RPO of 24 hours were difficult to achieve due to insufficient responses from existing MSPs. This webinar focuses on ‘actual customer VOC analysis’ and the resulting technical/operational response strategies, which are not deeply covered in other news or YouTube content.

2. Cloud Migration Project Execution Process – From Initial Concept to Replatforming

The project began as a simple re-host contract, but as improvements were identified during the customer requirements analysis, it transitioned to a full-fledged replatforming strategy. The reason the actual implementation period extended from an initial 2-3 months for a simple migration to 6 months was due to the need for optimal DR configuration and redesign of network, DB, and third-party solutions, based on VOC collection results from continuous interviews with customers. The implementing company minimized migration risks through standardized POC scenarios, unit functional tests, and load and disaster recovery simulations in a real operating environment. In this process, key SEO keywords such as ‘global economy’, ‘cost efficiency’, ‘technical support’, ‘stability’, and ‘cloud migration’ were incorporated into customer-tailored solutions.

3. Technical Challenges and Refinement of Migration Strategy

Six major technical challenges emerged during the actual migration phase. First, a strategy was needed to migrate storage and databases during data migration, complementing existing methods and adapting them for SCP. Second, the connection with existing cloud networks and third-party solutions was redesigned to strengthen security protocols. Third, performance load tests were conducted to analyze differences from the existing environment, applying tuning to improve response times. During the POC phase, over 13 test cases were applied in a real business environment, allowing customers to directly verify the system’s reliability. All these processes can be seen as a key case not of simple migration, but of overcoming technical difficulties encountered in the field and satisfying customer requirements.

4. Post-Migration Achievements and Enhanced Customer Satisfaction

After the migration, customers directly experienced several key achievements. First, operating costs were reduced by approximately 9% through DR configuration and infrastructure optimization. Second, the introduction of a professional monitoring system enhanced real-time response to failures and root cause analysis. Third, service stability significantly improved through strengthened security for external connections and internal private systems. Finally, a system was established to preemptively block potential risks during future similar migrations, through continuous communication with customers and pre-disaster recovery tests.

5. Recent Cloud Market Trends and Future Economic Outlook

Recent cloud migration cases are focusing beyond simple cost savings, emphasizing securing future growth engines such as supporting AI workloads and building cloud-native (MSA-based) architectures. Key industries such as public sector, finance, healthcare, and education are also pursuing customized cloud migrations, and a cloud service model combining AI and high-performance computing is expected to be standardized after 2025. Especially amidst global economic instability and exchange rate fluctuations, a won-denominated billing system and a stable DR configuration strategy are expected to play a crucial role in establishing competitive cost efficiency and technical support systems. Such innovative migration experiences provide significant insights for future market trends and the cloud migration strategies of enterprises.

This article chronologically details a real customer case of migrating to Samsung Cloud Platform (SCP) to overcome the cost burden, inadequate DR, and technical support limitations of foreign public clouds in a rapidly changing cloud environment. It meticulously explains the entire process, starting from an initial simple re-host, through VOC analysis and replatforming strategy execution, overcoming technical challenges, and finally achieving operational cost savings (9% reduction). Furthermore, it provided insights from the aforementioned cases through an economic outlook and technical support enhancement strategies leveraging future AI and cloud-native architectures. All this content was structured to reflect top-tier SEO optimized keywords related to global economy, cost efficiency, technical support, stability, and cloud migration.

*Source: [ 삼성SDS ]

– [웨비나] 퍼블릭에서 SCP로 : 클라우드 전환 성공 사례 │ 삼성SDS Cloud Talk ‘25.8

● Briti Messenger Unlock Enterprise Secrets – Instantly

How to Easily Start Briti Messenger – Key Features and Step-by-Step Guide

This article provides a detailed, chronological explanation of Briti Messenger’s components and features.Readers can grasp key hidden features at a glance, from the main menu and integrated search to chat room creation, edge panel, online video conferencing, and business system integration.Additionally, it focuses on secure messenger, business messenger, collaboration tools, enterprise environment, and the latest features related to Briti Messenger.Through the content below, we will help everyone easily understand the overall usage of Briti Messenger.

1. Overview (00:20 ~)

First, you can check the main menu and environmental settings.Each menu item is optimized for user convenience, and you can quickly find necessary information through employee status information and integrated search functions.As a secure messenger, Briti Messenger provides internal data protection and efficient information management features.This step is crucial for establishing the basic environment as a business messenger.

2. Conversations (02:25 ~)

In the conversation feature, you can experience chat room creation and various conversation options.Notably, the edge panel function helps you quickly check important information.The online video conferencing feature is also built-in, delivering excellent performance even in remote collaboration environments.In this process, you can once again confirm its strengths as a collaboration tool along with its ease of use.

3. Workspace (09:27 ~)

The Workspace feature is another core element of Briti Messenger.It efficiently supports team communication through channel creation and detailed feature introductions.Thanks to the business system integration function, seamless integration with existing business processes is achieved.This feature maximizes stability and collaboration efficiency as a business messenger in an enterprise environment.

4. Mobile (12:49 ~)

Mobile usage is also detailed.Through the secret chat function, various detailed features, and mobile environment settings, you can use a secure messenger anytime, anywhere.This stage is configured to allow full utilization of Briti Messenger’s strengths even during business trips or external meetings.It provides an optimal business messenger experience tailored for the enterprise environment, even on mobile.

< Summary >

We have detailed the usage of Briti Messenger in the order of main menu, conversations, workspace, and mobile features.
In the main menu, basic functions are confirmed with environmental settings, employee status information, and integrated search.
In the conversation feature, real-time communication capabilities are emphasized through chat room creation, edge panel, and online video conferencing.
In the workspace, it is explained that team collaboration is seamlessly achieved through channel creation and business system integration.
On mobile, it is confirmed that secure business messenger usage is possible anytime, anywhere through secret chat and various setting options.
All this content is structured to include SEO-optimized keywords related to business messenger, Briti Messenger, secure messenger, enterprise environment, and collaboration tools.

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*Source: [ 삼성SDS ]

– [사용자 가이드] 브리티 메신저 쉽게 시작하는 방법 – Brity Messenger Tutorial

● Grantham’s Superbubble AI Tech Crash Looming – Nvidia’s Edge

Jeremy Grantham’s Analysis: Global Economic Outlook and the Reality of Bubbles

1. Key Points for Identifying Bubbles, Connecting Past and Present

Today’s investment environment is emerging as a major issue for the global economy with unprecedented volatility.Jeremy Grantham established criteria for identifying bubbles, having experienced their flow from the Great Depression of the 1920s to the dot-com bubble of 2000, the 2008 financial crisis, and the recent decline in 2022.He analyzes the current state of bubbles by comparing past price movements with socio-economic contexts.In particular, he focuses on judging the formation and scale of bubbles, or super-bubbles, by looking at the S&P 500 index’s long-term trend line and deviations of 1-sigma and 2-sigma.This analysis method is characterized by reflecting historical examples and patterns beyond mere numbers.

2. History and Insights of Bubbles Embedded in Technological Innovation

Investment fervor during technological innovation has historically shown a pattern associated with bubbles.For example, similar to the railway revolution in the 1800s or the dot-com bubble in the 1990s, when innovative technology emerges, investment enthusiasm spreads throughout society, which is a natural phenomenon.Currently, competition among big tech companies is intensifying amidst the AI innovation fever, and this situation significantly impacts the economic outlook.Jeremy Grantham states, “No bubbles, no technological innovation,” explaining that the enthusiasm for tech investment eventually leads to overinvestment and then finds balance.As such, technological innovation and bubbles are inextricably linked, and the current AI and big tech competition also shows patterns similar to the past.

3. Bubble Collapse Scenarios and Insights into Their Triggers

Precisely timing a bubble’s collapse is extremely difficult.Jeremy Grantham warns from experience that the exact timing of a bubble’s burst is as unpredictable as the wind.Looking at past cases, clear ‘triggers’ before a bubble bursts are often merely post-hoc interpretations.Various factors such as tariffs, economic recession, and overinvestment are mentioned, but he emphasizes that actual bubble collapses occur at unpredictable moments.This uncertainty suggests that investors need to respond cautiously when formulating their “investment strategies.”

4. Big Tech Competition and Nvidia’s Exceptional Position

Big tech companies have maintained dominant positions in stable areas for a long time, but with the advent of the AI era, internal competition is intensifying.The competition among traditional M7 big tech firms like Microsoft, Google, and Amazon is acting as a factor threatening the existing bull market.However, Nvidia is gaining a competitive edge in the AI sector and is evaluated as an exceptional entity among investors.Jeremy Grantham analyzes that it will be difficult for big tech as a whole to function as safe-haven assets in the future, and only Nvidia may uniquely benefit.Thus, the future of big tech and investment risks are becoming key variables in the global economic outlook.

5. Practical Response Strategies for Individual Investors

In a bubble situation, individual investors, unlike institutions, have the capacity to make independent judgments without career risk.Jeremy Grantham recommends a combination of non-U.S. stocks, which are relatively undervalued compared to U.S. stocks, and cash holdings for individual investors.He also encourages active investment strategies, such as long-short strategies based on value and quality criteria, and stresses the importance of risk mitigation through diversified investment.Bonds and alternative investments are also suggested as strategies worth considering for portfolio diversification.Such “investment strategies” can be the key to stable asset allocation and profit generation even amid the uncertainties of the economic outlook.

< Summary >Jeremy Grantham’s analysis meticulously examines the current global economic bubble status by comparing historical cases and price movements.Big tech competition fueled by technological innovation and the AI fever, particularly Nvidia’s exceptional position, is drawing attention. Alongside the difficulty of predicting the timing of a bubble collapse, individual investors are advised to adopt a diversified investment strategy by increasing their proportion of non-U.S. stocks and cash.Furthermore, active long-short strategies, along with bonds and alternative investments for portfolio diversification, are emerging as key coping mechanisms.It is time to pay attention to future changes, focusing on key keywords such as global economy, economic outlook, bubbles, big tech, and investment strategies.

*Source: [ 에릭의 거장연구소 ]

– Could the era of Big Tech be over? Nvidia may be the exception (Jeremy Grantham)