Ripple Invades Ethereum L2, RLUSD Liquidity War Ignites

● Ripple Storms Ethereum L2 With RLUSD Liquidity War, Wormhole Powered

Do you hold Ripple (XRP)? Or are you curious about how the landscape of the crypto asset market is shifting?

This is not merely news about Ripple launching a new coin.

It is shocking news that Ripple is taking its most powerful weapon and marching right into the heart of the ‘Ethereum’ ecosystem—territory often considered rival ground.

While others might dismiss it as ‘just another collaboration,’ we must read between the lines to understand the hidden ‘liquidity war’ and ‘innovation in security technology’.

From now on, I will summarize everything for you: Ripple’s true intentions, the technical core points rarely covered in the news, and the ripple effect this will have on the market.

By the time you finish reading this, you will have a clear grasp of why Ripple chose the technology known as ‘Wormhole,’ and exactly how this will impact your wallet.

[Breaking] Ripple Flips the Table! The Secret Behind RLUSD’s Advance into Ethereum L2

1. News Fact Check: Ripple Stablecoin Begins Infiltration of the Ethereum Ecosystem

Let’s start by neatly organizing the facts.

Ripple has declared a massive expansion of the stage for its stablecoin, ‘RLUSD’.

Where is that stage? It is none other than the Ethereum Layer 2 (L2) ecosystem.

Specifically, it has entered the testing phase on major Ethereum L2 networks like Optimism, Base, and Arbitrum.

What does this mean? It means funds that used to play only within the Ripple Ledger (XRPL) are now flowing directly into the Ethereum network, the largest market in the blockchain industry.

Although it is still in the testing phase before official launch, it is definitive proof that Ripple’s official strategy has completely shifted from ‘isolation’ to ‘multi-chain expansion’.

This appears to be a winning move by Ripple to survive in the rapidly changing digital asset market.

It’s a very smart strategy to not just say “please use our coin,” but to piggyback on the massive infrastructure of Ethereum.

2. [Key Takeaway Analysis] Technical Details Others Miss: Why ‘Wormhole’?

This is where the real substance lies. I will point out the technical core points that YouTube or general news don’t cover well.

For this expansion, Ripple chose a cross-chain infrastructure called ‘Wormhole’.

You might ask, “What is that?” but this is on a different level from existing methods.

Usually, when moving coins to another chain, a ‘bridge’ is used to ‘wrap’ the coins.

Simply put, the original coin is locked up and a fake token is issued for use, but a tremendous number of hacking incidents have occurred here.

However, the technology of Wormhole that Ripple introduced this time applies the ‘Native Token Transfer (NTT)’ standard.

What is this? It means that instead of a wrapped fake token, the real RLUSD moves freely between chains.

It shows the will to fundamentally block security risks by drastically reducing structural risks.

This evolution of blockchain technology will be a huge appeal point for institutional investors who require financial-sector level security.

3. Ripple’s Big Picture: Beyond the Payment Network to the Heart of DeFi

This is the point where I slapped my knee in realization while reading this news.

Until now, Ripple (XRP) has had a strong impression of only obsessing over ‘remittance’ and ‘payment’ efficiency.

However, this entry of RLUSD into Ethereum L2 is practically a declaration of war that Ripple intends to become a key infrastructure in the DeFi market.

Now, RLUSD will not just be for simple remittances, but will try to establish itself as a core asset used for collateralized lending, swaps, and liquidity provision within the Ethereum ecosystem.

It means Ripple’s assets will mix into Ethereum’s vast liquidity supply pool.

From the perspective of a Ripple holder, since the usage of my coins is increasing exponentially, it could become a momentum for value appreciation in the long term.

4. Blog Expert’s Perspective: Liquidity is Power

Ultimately, money gathers where it flows like water.

There were many criticisms that although Ripple had good technology, its price increase was limited due to its closed ecosystem.

But with this decision, Ripple has opened a waterway to the massive ocean called Ethereum.

Looking at the latest fintech trends, only assets that break down barriers between platforms are surviving.

It is a strategy to explode the demand for RLUSD and XRP by increasing the contact points where demand meets supply.

In the future, we must carefully watch the transaction figures of how much RLUSD is used on Ethereum L2.

The moment those figures go up will be the timing when Ripple’s price stirs once again.

< Summary >

Strategic Shift: Ripple officially launches a multi-chain strategy by expanding its stablecoin RLUSD to Ethereum Layer 2 (Optimism, Base, etc.).
Tech Innovation: Adopts ‘Wormhole’s’ native transfer technology to implement safe asset movement instead of the existing ‘wrapping’ method which has many security vulnerabilities.
Market Expansion: Breaking away from simple remittance focus, it plans to absorb Ethereum’s massive DeFi liquidity and be utilized for collateralized loans and swaps.
Core Outlook: By breaking out of a closed ecosystem and connecting with external liquidity, long-term demand growth and ecosystem expansion are expected.

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*Source: 서울경제TV

● Ripple OCC bank charter could unlock Fed access trigger XRP 50 dollar surge

Ripple executives say not to look at the price, but Wall Street is shouting for a $50 surge.

Who is actually right?

Beyond simple price forecasts, this article delves deeply into the colossal scenario of ‘direct access to the Federal Reserve’ that would unfold if Ripple receives approval from the Office of the Comptroller of the Currency (OCC).

If you are curious about how the landscape of future finance will change, rather than just simple coin investment, absolutely do not miss this content.

The $50 XRP Rumor vs. Management’s Disconnect, and the US Financial Infrastructure Strategy Hidden Within

1. [Management’s Stance] XRP is Not a Speculative Object, but ‘Back-end Infrastructure’

Ripple President Monica Long recently made a very interesting statement.

She clearly drew a line, stating that she does not view XRP as a simple investment asset.

The identity of XRP as viewed by Ripple executives is not a coin for seeking capital gains, but a thorough ‘Back-end asset’ responsible for settlements and collateral transfers.

Currently, Ripple’s strategic focus is not on defending the price of XRP.

Rather, they are staking everything on building ‘Ripple USD (RLUSD)’, a regulation-friendly stablecoin, and a ‘custody infrastructure’ that institutions can safely trust.

Monica Long is confident that starting in 2026, these stablecoins and custody services will become the new standard for global finance based on blockchain technology.

In other words, the company is essentially shouting, “Stop looking at the price and look at the pipeline we are building.”

2. [The Market’s View] A $50 Surge Scenario Upon Acquiring a Banking Charter

However, the eyes of investors and market analysts remain fixed on charts and prices.

Unlike the calm attitude of the executives, the market is paying attention to the possibility of Ripple acquiring a banking charter from the ‘Office of the Comptroller of the Currency (OCC)’.

If this authorization becomes a reality, Ripple’s status will transcend that of a simple fintech company.

Acquiring a banking license means Ripple enters the core of institutional finance.

One cryptocurrency analyst argues that if this scenario breaks out, XRP will play a unique bridging role in the digital asset market.

What if XRP is used as an intermediary asset to move value in interbank settlements worldwide?

This is the reason for the analysis that since the supply is limited, even if only a fraction of global funds flows in, the price could rise vertically to $50 without intermediate steps.

Ultimately, the market is betting on the impact when the infrastructure Ripple is building is completed.

3. [Deep Dive] The Core Point Not Mentioned in the News: The Meaning of ‘Direct Access Rights to the Fed’

From here on is the really important content, so please focus.

Most news interprets ‘banking authorization = good news’, but from an expert perspective, this is a matter of a different dimension.

The real core point of Ripple receiving banking authorization lies in obtaining ‘the authority to directly access the US Federal Reserve (Fed) system’.

Until now, most crypto companies had to operate through existing banks to handle dollars.

However, if Ripple becomes a bank itself and connects to the Fed system, it connects directly to the dollar payment network and the heart of the US economic system without intermediary banks.

This would allow crypto asset custody and tokenized asset (RWA) settlements to be performed faster and cheaper than anyone else within the regulatory framework.

This is not simply a matter of the XRP price rising, but will be a historic moment where the existing legacy financial system moves over to the blockchain through the pipe called Ripple.

The reason executives do not explicitly mention the XRP price is highly likely a strategic low-key move to quietly obtain this ‘master key’ without provoking regulatory authorities for now.

On the surface, they say “We are an infrastructure company,” but inside, they might be preparing the most powerful button that could trigger a surge in cryptocurrency market prices.

< Summary >

Management’s View: XRP is a back-end asset for settlement/collateral, not for speculation, and they are focusing on the standardization of stablecoins and custody services by 2026.
Market’s View: If Ripple receives banking authorization, XRP will become a core asset for global payments, potentially skyrocketing to $50 due to supply shortages.
Hidden Point: The real meaning of banking authorization is ‘direct access to the Fed system’, which means Ripple will have a monopolistic position connecting institutional finance and digital assets without intermediaries.